What is financial independence? Not a permanent holiday
Financial independence is a coverage test, not a wealth level: non-work income covers your costs, so work turns optional. Europe changes the maths.
Working out what enough actually looks like: values-based budgeting, the FI question, and aligning money with what you genuinely want.
Financial independence is a coverage test, not a wealth level: non-work income covers your costs, so work turns optional. Europe changes the maths.
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