Archive
2026
July
- The 50/30/20 budget rule: a simple plan for European savers, and where it breaks
- Employer pension contributions mean five different things across Europe
- Loud budgeting: how to turn down plans you can't afford without shame
- What is the MSCI World index, and is one ETF enough?
- The psychology of financial goal setting, minus the willpower myth
- What is financial independence? Not a permanent holiday
- 10 Cognitive Biases That Are Costing You Money (and How to Fix Them)
- Currency hedged vs unhedged ETFs: when the hedge is worth it
- Fix your savings, stay flexible, or build a ladder?
- Does the 60/40 portfolio still work for European investors in 2026?
- Loss aversion: why you're too scared to sell losing stocks
- Staying the course: how to handle market panic and volatility
- Why you can't save money (it was never willpower)
- What is your 'enough' number? How to define your financial finish line
- Inflation-proofing retirement: which European pensions keep up
- The 4% rule for European retirees: does it still hold up in 2026?
- Why retirement planning matters: the real cost of waiting
June
- Financial therapy: what it is, and who it's for
- How to teach your brain to delay gratification
- How your upbringing and 'money scripts' shape your financial habits
- Mental accounting: why a euro from a refund spends differently
- Scarcity vs abundance: what your money mindset does to your wealth
- When did your bank balance start grading you?
- The psychology of spending: why we buy things we don't need
- The science of how to buy happiness (it's not what you think)
- Diversification, and why owning one fund isn't where the job ends
- Passive vs active investing: what you trade off
- Rebalancing your portfolio: put the mix back where you left it
- Stocks vs ETFs vs mutual funds: the European guide
- Dollar-cost averaging vs lump sum: which actually wins?
- How to pick an ETF in Europe without losing the plot
- Tax-efficient investing in Europe: the fee you can cut
- What is the stock market? A plain guide for first-time investors
- How to track your net worth: a monthly guide for Europeans
- Liquidity in personal finance: which of your own money can you reach?
- Money and mental health: how to calm the worry and the bank balance
- The envelope system and cash stuffing: does it still work in a cashless Europe?
- The subscription audit: how to find and cancel recurring expenses
- Redundancy packages explained: which part is already yours
- Saving for short-term vs long-term goals: where to put your money
- The best savings account in Europe is the one that lets you keep the most