Rebalancing your portfolio: put the mix back where you left it
Drift quietly turns your 60/40 into something riskier. Here's how to put the mix back, cheapest move first, and skip the tax where your country lets you.
Investing
Investing strategy, asset classes, and portfolios: the art of doing very little and calling it discipline.
More posts
Stocks vs ETFs vs mutual funds: the European guide
Every comparison assumes you can buy VOO. On a European broker you can't. The stocks, ETFs and mutual funds decision, built on the UCITS and PRIIPs reality.
Dollar-cost averaging vs lump sum: which actually wins?
A lump sum beats drip-feeding in Europe about two-thirds of the time. When phasing in still earns its keep, and when it is just expensive comfort.
How to pick an ETF in Europe without losing the plot
Pick a UCITS ETF in Europe with a weighted six-point checklist: the UCITS gate, what it tracks, true cost, size, acc or dist, domicile.
Tax·
Tax-efficient investing in Europe: the fee you can cut
A 0.5% annual tax drag can cost a European investor tens of thousands over a working life. Cut it with the right wrapper, fund and filling order.
What is the stock market? A plain guide for first-time investors
The stock market explained for first-time European investors: what shares and exchanges actually are, and the rules that protect you.
Saving for short-term vs long-term goals: where to put your money
Match each pot to its timeline: keep one-year money in cash, five-year money in government bonds, and ten-year-plus money in diversified funds.