ETFs·
What is the MSCI World index, and is one ETF enough?
About 72% of the MSCI World is US shares, and it holds no emerging markets. It tracks 1,283 developed-market companies. Is one ETF enough as your core?
Investing
Investing strategy, asset classes, and portfolios: the art of doing very little and calling it discipline.
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10 cognitive biases that are costing you money (and how to fix them)
Find €100 and you get a small lift; lose the same €100 and it lands harder. That one quirk drives ten money mistakes, each with a fix you can actually set up.
Currency hedged vs unhedged ETFs: when the hedge is worth it
Your global tracker's hedged version carries a cost that never shows in the fee: about 1.4% a year for a euro investor now. Here's when it's worth paying.
Does the 60/40 portfolio still work for European investors in 2026?
In 2022 the safe half of a European 60/40 fell harder than the risky half. It was not the end. Here's what actually changed, and how to set your split.
Loss aversion: why you're too scared to sell losing stocks
That losing share isn't an investment any more. It's a small shrine you tend, waiting for it to apologise. Here's the disposition effect, and the way out.
Staying the course: how to handle market panic and volatility
A falling market is a paper loss until you sell. How to sit through the panic, tell when selling is actually rational, and how long crashes really last.
What is your 'enough' number? How to define your financial finish line
Your enough number is the pot that replaces a wage. Europe's version beats America's 25x rule, and even hitting it will not feel like enough.
Inflation-proofing retirement: which European pensions keep up
Your pension rose this year; prices rose faster. Which European pensions keep pace with inflation, and how to defend the slices that quietly erode.
The 4% rule for European retirees: does it still hold up in 2026?
3% to 3.5%, not 4%: that's the realistic safe withdrawal rate for a European retiree living off a portfolio. Here's what moves it, and why.
Why retirement planning matters: the real cost of waiting
About 41% of Europeans surveyed pay into no private or workplace pension, and each year you wait costs more than the payments you skip. Here's that cost, in euros.
Diversification, and why owning one fund isn't where the job ends
You bought a fund and a bad week made you wonder if you were ever safe. You swapped one risk for another, and nobody finished the sentence. Here is the rest.
Passive vs active investing: what you trade off
Passive vs active investing in euros: most active funds lose to a cheap tracker after fees, but a few corners still let active win.