ETFs·
What is the MSCI World index, and is one ETF enough?
About 72% of the MSCI World is US shares, and it holds no emerging markets. It tracks 1,283 developed-market companies. Is one ETF enough as your core?
Investing & Wealth
Putting money to work: investing fundamentals, turning a salary into assets, and protecting what you have already managed to accumulate.
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Currency hedged vs unhedged ETFs: when the hedge is worth it
Your global tracker's hedged version carries a cost that never shows in the fee: about 1.4% a year for a euro investor now. Here's when it's worth paying.
Does the 60/40 portfolio still work for European investors in 2026?
In 2022 the safe half of a European 60/40 fell harder than the risky half. It was not the end. Here's what actually changed, and how to set your split.
Staying the course: how to handle market panic and volatility
A falling market is a paper loss until you sell. How to sit through the panic, tell when selling is actually rational, and how long crashes really last.
What is your 'enough' number? How to define your financial finish line
Your enough number is the pot that replaces a wage. Europe's version beats America's 25x rule, and even hitting it will not feel like enough.
The 4% rule for European retirees: does it still hold up in 2026?
3% to 3.5%, not 4%: that's the realistic safe withdrawal rate for a European retiree living off a portfolio. Here's what moves it, and why.
Why retirement planning matters: the real cost of waiting
About 41% of Europeans surveyed pay into no private or workplace pension, and each year you wait costs more than the payments you skip. Here's that cost, in euros.
Diversification, and why owning one fund isn't where the job ends
You bought a fund and a bad week made you wonder if you were ever safe. You swapped one risk for another, and nobody finished the sentence. Here is the rest.
Passive vs active investing: what you trade off
Passive vs active investing in euros: most active funds lose to a cheap tracker after fees, but a few corners still let active win.
Rebalancing your portfolio: put the mix back where you left it
Drift quietly turns your 60/40 into something riskier. Here's how to put the mix back, cheapest move first, and skip the tax where your country lets you.
Stocks vs ETFs vs mutual funds: the European guide
Every comparison assumes you can buy VOO. On a European broker you can't. The stocks, ETFs and mutual funds decision, built on the UCITS and PRIIPs reality.
Dollar-cost averaging vs lump sum: which actually wins?
A lump sum beats drip-feeding in Europe about two-thirds of the time. When phasing in still earns its keep, and when it is just expensive comfort.